Overall Portfolio Value
$1,000,000.00
$0.00/year
Fees Over 35 Years
$0.00
Avg. Rate of Return (2020 Performance Moody’s BAA)
3.32%
In this example the Bond Portfolio value after 35 years:
Securities Value
FIA
Yearly Advisory Fee
Avg. Rate of Return (2020 Performance Barclays Atlas 5)
6.99% (7.36%x.95 par rate)
In this example the FIA value after 35 years:
Growth Performance Difference
In this example the FIA is $0.00 better than bonds over 35 years
In this example $0.00 was saved over 35 years in fees by replacing bonds with an FIA